Cruising Kitchens Financing

Cruising Kitchens, based in San Antonio, TX, builds custom food trucks and has been featured on multiple TV shows. They specialize in unique, themed food truck builds and offer equipment financing partnerships.

Last updated: 2026-03-17

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$75K-$300KPrice Range

4.99%-25%APR Range

3-7 yearsLoan Terms

580+Min Credit Score

About Cruising Kitchens

How to Finance a Cruising Kitchens Food Truck

When financing a Cruising Kitchens build, you have several options: equipment financing (the truck is collateral), SBA microloans for builds under $50K, or personal loans for smaller purchases. Some builders like Cruising Kitchens offer referrals to preferred financing partners who understand the food truck industry.

Tips for Financing a Custom Build

Custom food truck builds from companies like Cruising Kitchens often require a deposit of 30-50% upfront, with the balance due on delivery. Plan your financing accordingly. Get pre-approved before placing your order so you know exactly what you can afford.

Financing Option	APR Range	Max Amount	Speed
Equipment Financing	5-25%	$250K	1-3 days
SBA Microloan	6-9%	$50K	2-4 weeks
Builder Financing	8-20%	Varies	At purchase
Personal Loan	6-36%	$50K	1-7 days

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Frequently Asked Questions

Does Cruising Kitchens offer financing?

Cruising Kitchens works with financing partners to help buyers secure funding. Contact them directly to ask about current financing programs and preferred lender relationships.

How much does a Cruising Kitchens food truck cost?

Cruising Kitchens food trucks typically range from $75K-$300K depending on size, equipment, and customization level.

Can I finance a custom food truck build?

Yes, most equipment lenders will finance custom food truck builds. You may need to provide the builder's quote, your business plan, and a down payment of 10-20% to get approved.

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Reviewed by R&R Financial Research Team
Our team reviews food truck financing data from public sources, SBA records, and industry reports to provide accurate, up-to-date guidance. We are not financial advisors.