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Food Truck Equipment List - financing options and rates

Food Truck Equipment List

The right equipment is critical for food truck success. Here's a complete breakdown of what you'll need by cuisine type and budget level.

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$5K-$15KBasic Setup
$15K-$40KFull Build
$30K-$60KPremium
GeneratorKey Item

Universal Equipment Every Truck Needs

Commercial generator ($3,000-$10,000), refrigeration unit ($1,500-$5,000), 3-compartment sink ($500-$1,500), hand washing station ($200-$500), fire extinguisher ($100-$300), POS system ($500-$2,000), and food prep surfaces ($500-$2,000).

Equipment by Cuisine Type

BBQ: smoker ($2,000-$8,000). Pizza: wood-fired oven ($3,000-$15,000). Tacos: flat-top griddle ($800-$3,000). Coffee: espresso machine ($2,000-$15,000). Ice cream: freezer units ($1,500-$5,000).

New vs Used Equipment

Used commercial equipment saves 40-60% but may lack warranties. Key items to buy new: generator, refrigeration, fire suppression. Safe to buy used: prep tables, shelving, small wares.

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Frequently Asked Questions

How much does it cost to start a food truck?

Total startup costs range from $28,000-$200,000 including the truck, equipment, permits, and working capital.

What financing option has the lowest rate?

SBA microloans offer the lowest rates (6-9% APR) but take longer to process. Equipment financing starts at 4.99% for excellent credit.

Can I get financing with no business history?

Yes — SBA microloans, equipment financing, and some vendor programs accept startups with no business track record.

How long does the approval process take?

Equipment financing: 1-3 days. SBA loans: 2-4 weeks. Online lenders: same day to 48 hours.

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RR
Reviewed by R&R Financial Research Team
Our team reviews food truck financing data from public sources, SBA records, and industry reports to provide accurate, up-to-date guidance. We are not financial advisors.
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